The FSA is the independent watchdog that regulates financial services. Hepburns Insurance Services Ltd is authorized and regulated by the FSA. Our FSA Register number is 313541. In accordance with the regulations, a Customer Complaints Guide and details of the Financial Ombudsman Service are available for PDF download
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Is your rental property fully insured
Many landlords make the mistake of thinking that they are covered by their buildings insurance for letting the property to tenants. However, the reality is that a standard home insurance policy will often exclude cover for any property from which revenue is earned; and any claims made on such a policy might be rejected by the insurer.
As a landlord you have legal responsibilities towards your tenants in a way that you do not have for your own home. In addition, by letting a property out to a tenant, you are effectively operating as a business, even if the income is very small.
For this reason a specialist landlord insurance - which includes Landlord Liability cover - is vital if you own a rental property.
JSM Property - in partnership with Hepburns Insurance Limited - have designed a specialist landlord policy which will provide you with all the cover you need for your rental property. It is exclusively available to JSM Property landlords.
Below is a list of just come of the areas where our policies offer more than most standard policies: