Property Quick Search

 

IN THIS SECTION

DOWNLOADS

LINKS

THE FINANCIAL SERVICES AUTHORITY (FSA)

The FSA is the independent watchdog that regulates financial services. Hepburns Insurance Services Ltd is authorized and regulated by the FSA. Our FSA Register number is 313541. In accordance with the regulations, a Customer Complaints Guide and details of the Financial Ombudsman Service are available for PDF download

Any Questions? Call our Helpline 01534 515 151

Insurance.jpg - Landlord insurance cover on houses and flats to let in UK

Landlords Building and Contents Insurance

Is your rental property fully insured

Many landlords make the mistake of thinking that they are covered by their buildings insurance for letting the property to tenants. However, the reality is that a standard home insurance policy will often exclude cover for any property from which revenue is earned; and any claims made on such a policy might be rejected by the insurer.

Choosing the right cover

As a landlord you have legal responsibilities towards your tenants in a way that you do not have for your own home. In addition, by letting a property out to a tenant, you are effectively operating as a business, even if the income is very small.

For this reason a specialist landlord insurance - which includes Landlord Liability cover - is vital if you own a rental property.

Hepburns

Hepburns Specialist Insurance

JSM Property - in partnership with Hepburns Insurance Limited - have designed a specialist landlord policy which will provide you with all the cover you need for your rental property. It is exclusively available to JSM Property landlords.

Below is a list of just come of the areas where our policies offer more than most standard policies:

  • ✓Cover whilst the property is let
  • ✓Malicious damage by tenants
  • ✓Loss of rent following an insured peril
  • ✓Landlord liability
  • ✓90 day vacant property cover
  • ✓Contingency cover for invalidation of the policy by the tenant
  • ✓Accidental damage by tenants